Visit Student Health Insurance Website for up to date deadlines.

• Doctoral and MFA students within their guaranteed funding period or on an approved appointment extension that includes stipend support will be automatically enrolled in SHIP and provided funding to cover the cost of the annual premium.
• Students who are currently enrolled in a plan with comparable coverage may waive SHIP (see "What does having Comparable Health Insurance mean?" in the FAQ section of the Health Services Student Health Insurance Plan (SHIP) webpage and the Health Insurance Waiver/Buyout section below; submit a waiver through the student health insurance broker’s portal, Haylor, Freyer & Coon.  
• As part of their funding support packages, doctoral and MFA students receive health, dental, and vision insurance coverage, including a health and dental dependent subsidy during the guaranteed funding period or on an approved appointment extension that includes stipend support. 
• Academic-year coverage is effective from August 15 to August 14 each year.
• For annual or spring premium rates, coverage dates and deadlines for the current academic year, please visit the Student Health Insurance Website.
• The deadline for waiving SHIP is September 1 (fall starts) or February 1 (spring starts).
• Brown University's Student Dental Insurance Plan is offered through Delta Dental of Rhode Island. 

See the Student Health Insurance Plan (SHIP) webpage for additional information. 

PhD and MFA students may enroll in the  voluntary Student Vision Insurance Plan through Delta Vision of Rhode Island. Doctoral and MFA Students within the guaranteed funding period or on an approved appointment extension that includes stipend support will receive funding to cover the annual vision insurance plan.

• Academic-year coverage is effective from August 15 to August 14 each year.
• View rates and policy related information on our student health insurance broker’s website at Haylor, Freyer & Coon.

See the Health Services Student Health Insurance Plan (SHIP) webpage for additional information. 

Students may enroll dependents in SHIP, dental, or vision  insurance at an additional cost. Eligible dependents include a legal spouse or domestic partner, children up to the age of 26, or a newborn infant born while the student is covered by SHIP, the Delta Dental, or Delta Vision plan. A spouse or partner is generally expected to be living with the covered student in order to be eligible for coverage. Students who receive health and dental coverage through their financial support packages from the University receive full coverage on the annual premium cost of enrolling dependents in SHIP or Delta Dental.

Graduate students who are covered by another comparable health insurance plan may elect to waive SHIP. Find more information about waiving coverage on the Student Health Insurance Plan website. Doctoral and MFA students who receive health coverage through their financial support packages from the University and who opt to waive SHIP will receive a buyout of $400 ($200 for spring-semester coverage). This buyout will be distributed through the student account system. If students have a credit balance on their student account at the time the buyout is disbursed, they will be able to request a refund from the Bursar's Office. If they do not have a credit balance at this time, the $400/$200 will be applied to their student account. Students who choose coverage through both SHIP and an alternate plan should be aware that SHIP includes a “Coordination of Benefits” provision. A student may want to contact his or her other insurance company to inquire about a similar provision in that plan. “Double Coverage” may affect the timely processing of claims between the two plans.